Cointry leans into crypto tracking inside Telegram, with portfolio views for major coins and basic fiat tracking. Capi is fiat-first with crypto-rail support via aliases (Bybit, Binance, Coinbase). If your primary use is crypto portfolio tracking, Cointry is closer to your goal. If you want fiat budgeting with crypto as a secondary feature, Capi fits.
Pick Cointry if your primary tracker is crypto-first and you want portfolio p&l inside telegram.
Pick Capi if you want fiat budgeting first with crypto as a secondary stream, multi-currency rollup, or couple support.
I am the founder of Capi, so this comparison cannot be neutral. I have tried to be fair where the rival is stronger and explicit where Capi is. If you spot a place I got something wrong, write to me and I will correct it.
Cointry has a free tier and Premium around $5.99/month. Capi has a permanent free tier, Core at $9.90/month or $69.90/year, and Together at $99/year. For pure crypto users, Cointry is a cheaper specialist. For fiat-primary users with some crypto, Capi covers more ground.
Yes. Cointry's strongest feature is crypto portfolio tracking with live price feeds for major coins, P&L views, and basic transaction logging. Fiat tracking is a secondary feature. Capi flips this: fiat budgeting first, with crypto handled via merchant aliases (Bybit P2P, Coinbase, Binance, Mercado Pago crypto transfers).
Cointry supports fiat entries but not full multi-currency rollup the way Capi does. Capi commits each fiat transaction in its native currency at entry, then rolls up to a chosen main currency. Seven fiat currencies natively.
Cointry has no first-class couple feature. Capi Together at $99/year supports household sharing with per-person attribution, #mine privacy flag, per-person month splits, joint goals with contributions.
No. Cointry does not handle parcela / cuota / rata patterns. Capi parses these natively across LATAM and EU CSV/PDF formats.
Live crypto price feeds, portfolio P&L for held coins, exchange integrations for major venues. If you actively trade or hold crypto and want a Telegram-native tracker for it, Cointry is the right specialist tool.
Fiat budgeting first. Multi-currency native. Couples. Parcela parsing. PDF imports. Chat advisor in seven languages. CSV from any bank globally. Bank attribution and per-bank analytics. Voice input. Photo OCR. Investment income classification via the Investment button.
Crypto-primary user? Cointry. Fiat-primary user with some crypto on the side? Capi. There is real overlap, and running both is fine if you genuinely care about both. The two products optimize different axes and that is honest.
Free forever. No card required. Type a transaction in Telegram, Capi notices the pattern. Multi-currency by default. 7-day trial of Core for the chat advisor.
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